Having poor credit may seem a little like you are stuck in quicksand, no matter how hard your struggle you just get sucked in deeper. Dealing with your credit issues is the only way out of the quicksand once and for all and the first step is to find reputable credit repair programs. There are simple things that can be done that can improve your credit almost instantly, and other things that will work but it will take months to see the results.
Having a poor credit record affects so much more than just whether or not you'll be able to get a loan or how high your interest rate will be if you do get one. A low score can increase your car insurance premiums and even prevent you from getting a new job or a new apartment. It's time to get proactive about your score and do everything you can to raise it.
Of course, just paying your bills on time will help enormously, and not just your loan payments. All your bills can be reported to the credit bureaus if you don't pay on time. Utilities, cable, your satellite dish company, etc. Pay everything on time every month. If your circumstances have changed and you just don't have enough money for all your bills monthly you will have to find a way to make more money or get rid of some of your bills, such as cutting back on the number of channels you get from your cable provider or increasing the deductible on your home owners insurance.
There are a lot of issues involved in making up your credit score and that's where a program can help. If you are able to sit down with a trained professional who knows all the ins and outs of rebuilding your credit they can help you accomplish more than you could on your own. Just be careful before you sign on the dotted line that you've read over everything very carefully. A credit specialist won't help you much if all they want you to do is to get a loan and take on additional payments.
Something as simple as checking your credit report for mistakes can be done by you for free and it can show up on your report in as little as a month. You can realistically (if you correct a lot of mistakes on your report) raise your credit score by a hundred points just by sending a letter to the credit bureau along with proof that the item on your report is a mistake.
If you do find a mistake and report it to the the credit bureau, they have 30 days to repair the mistake on your credit report and your new score should reflect that correction. If you find more than one mistake your score might go up quite a bit in just one month. That may well be all you need to do. From that point on just pay all your bills on time and you should be able to maintain your great credit score.
A lot of credit repair can be done by you fairly easily. Just cut back on your debt or increase your income or both and just keep paying all your bills in full every month. If you need more help take your time finding credit repair programs and make sure you fully understand what they offer and how much, if anything, they will charge.
Kamis, 28 Oktober 2010
Senin, 09 November 2009
MODAL USAHA
Kami melayani PEMINJAMAN UANG untuk memenuhi kebutuhan dana Anda:* Dana mulai dari: 1 juta s/d 1 Milyar
* Persyaratan mudah
* Proses cair cepat (1 jam cair*) Syarat dan ketentuan berlaku*
* Bunga ringan
* Fleksible dalam cara pembayaran angsuran
* BPKB Anda lebih aman
* Senantiasa memberikan pelayanan terbaik.
SYARAT PENGAJUAN SANGAT MUDAH
* Usia 21 - 60 tahun dan/atau sudah berkeluarga
* Foto copy KTP/SIM
* Foto copy Kartu Keluarga/Akta Nikah
* Foto copy Rekening Listrik
Jika Anda Penyewa rumah (Pake Kwitansi pembayaran sewa)
* Bukti Penghasilan (Slip Gaji)
Jika Wiraswasta (Pembukuan keuangan/Nota-nota Usaha)
SYARAT KENDARAAN* Plat/NoPol dari mana saja sifatnya Nasional
* Unit kendaraan TIDAK HARUS a/n sendiri
* Segala merk dan type kendaraan
* Plafon Pencairan 70% dari harga kendaraan
* Untuk Sedan/Jeep/Minibus, minimal kendaraan keluaran tahun 1994
* Untuk Pick Up/Truk, minimal kendaraan keluaran tahun 1996
* Sistem Penghitungan Pencairan dan Angsuran konfirmasi ke BFI Finance Indonesia,Tbk. kantor cabang terdekat di kota Anda.
* Persyaratan mudah
* Proses cair cepat (1 jam cair*) Syarat dan ketentuan berlaku*
* Bunga ringan
* Fleksible dalam cara pembayaran angsuran
* BPKB Anda lebih aman
* Senantiasa memberikan pelayanan terbaik.
SYARAT PENGAJUAN SANGAT MUDAH
* Usia 21 - 60 tahun dan/atau sudah berkeluarga
* Foto copy KTP/SIM
* Foto copy Kartu Keluarga/Akta Nikah
* Foto copy Rekening Listrik
Jika Anda Penyewa rumah (Pake Kwitansi pembayaran sewa)
* Bukti Penghasilan (Slip Gaji)
Jika Wiraswasta (Pembukuan keuangan/Nota-nota Usaha)
SYARAT KENDARAAN* Plat/NoPol dari mana saja sifatnya Nasional
* Unit kendaraan TIDAK HARUS a/n sendiri
* Segala merk dan type kendaraan
* Plafon Pencairan 70% dari harga kendaraan
* Untuk Sedan/Jeep/Minibus, minimal kendaraan keluaran tahun 1994
* Untuk Pick Up/Truk, minimal kendaraan keluaran tahun 1996
* Sistem Penghitungan Pencairan dan Angsuran konfirmasi ke BFI Finance Indonesia,Tbk. kantor cabang terdekat di kota Anda.
CABANG MALUKU - PAPUA
»
Ambon
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Manado
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Palu
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Medan
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Muarabungo
JL. Lintas Sumatra Km. 01 No. 198, RT. 005/RW. 02, Bungo Barat, Muarabungo 37212, Jambi
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Padang
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Palembang
Kompleks Ruko Rajawali No. B3-B4, RT. 016 / RW 012, Kel. 9 Ilir, Kec. Ilir Timur II, Palembang 30113
Telp : (0711) 370808 (hunting),(0711) 377728 (sementara: 377728-377372-377384-377385-361612)
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Palembang
Jl. Veteran No. 433, 20 Ilir 1, Palembang 30126, Sumatera Selatan
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Pangkal Pinang
Jl. M.S. Rachman No. 118 Kel. Bukit Besar, Kec. Bukit Intan, Pangkal Pinang 33144, Pulau Bangka
Telp : (0717) 7020468, 439555
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Pekanbaru
Jl. Setiabudi No. 89-89A, Pekanbaru, Riau
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Pekanbaru
Jl. H.R. Subrantas Km. 12,5, RT. 001 RW.02, Kel. Tuah Karya, Kec.Tampan, Pekanbaru, Riau
Telp : (0761) 62012, 61853
Fax : (0761) 61671
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Prabumulih
Jl. Jend. Sudirman No. 352 B, Prabumulih 31114, Sumatera Selatan
Telp : (0713) 700 0826, 700 0926, 0815 3810017 (Matrix)
Fax : (0713) 323154
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Rantau Prapat
Jl. Jend. A. Yani No. 104 A-B, Labuan Batu, Rantau Prapat, Sumatera Utara
Telp : (0624) 327986, 327987
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Tanjung Pinang
Jl. Gatot Subroto No. 25 (Batu 5), Tanjung Pinang, Pulau Bintan
Telp : (0771) 318077, 318035
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CABANG BALI - NUSA TENGGARA
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Denpasar
Jl. Cokroaminoto No. 43 (utara Courts)
Telp : (0361) 427676, 0888 359 9311 (Fren)
Fax : (0361) 430900
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Denpasar
Kompleks Sudirman Agung Blok C No.8, Jl. PB. Sudirman
Telp : (0361) 241388, (0361) 241388
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Mataram
Jl. Anak Agung Gde Ngurah No. 104 F, Lingk. Karang Kelebut, Kel. Cakranegara Sel, Mataram 83234, NTB
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